As a part of any digital identity verification process, Journey has the ability to conduct a number of background checks, including credit checks, criminal backgrounds, sex offenders, watchlists and more.
This service checks if a name is on a government sanctions or watchlist. Over 60 U.S. and foreign lists are checked.
Journey can provide background checks from many sources, depending on the need. To name a few:
A soft credit check requires user authorization to initiate this investigation pursuant to the federal Fair Credit Reporting Act (FCRA).
Journey can capture the customer consent through a simple eSignature form, easily obtained in the same digital session.