Over 90% of businesses today rely on Knowledge Based Authentication – usernames, passwords, silly “security” questions, which are distressingly easy to steal. Multi-factor authentication is ubiquitous now, but adds friction to the customer experience and can still be gamed.
Some add in irritating and time consuming liveness detection like the “I’m not a robot” images where you pick all the photos with traffic lights or crosswalks to detect liveness.
Biometrics are not only simple and fast, but they are significantly more secure. Journey’s approach enables a myriad of biometric options, including
Advances in the sensors in mobile phones, tablets and even laptops have enabled biometrics to verify and authenticate individuals for digital, phone and in-person interactions. And Journey’s approach adds additional security with our Zero Knowledge Network.